RDF Benefits
RDF Offers an Extensive Benefits Package
This summary outlines the medical, dental and vision benefits provided to all regular full-time employees of RDF Logistics. Eligibility for benefits is the first day of the month following 60 days from date of hire. Employees may select coverage for themselves and/or dependents, if applicable. If coverage is declined at the time of hire, employees may not be eligible for coverage until the next open enrollment period unless a qualifying event occurs. If a new dependent is added to the household as a result of a marriage, birth or adoption, the dependent may be added to the current coverage, provided the request is made within 30 days of the event. Open enrollment is held during the month of April with a May 1 effective date.
Please note >> Benefit plan / or provider subject to change without notice provided via this website. For full and accurate details – please contact the Human Resource department at RDF Logistics, Inc.
“RDF doesn’t make you feel like a driver or just a number. They make you feel like there is no difference between you or anyone. Most importantly, you feel like you’re apart of something. The equipment is also great and if you spot issues, they are taken care of ASAP.”
– Jovan Fussell
Group Medical Benefits – Medical Mutual of Ohio (MMO)
| Benefits (In-Network) | Plan 1 – Base Plan
SMP 3080 – 5000 |
Plan 2 – Buy-Up Plan
SMP 30100 – 2500 |
|---|---|---|
| Deductible (Single/Family) | $5,000/$10,000 | $2,500/$5,000 |
| Employee Coinsurance | 20% | 0% |
| Out-Of-Pocket Max (Single/Family) | $6,850/$13,700 | $6,850/$13,700 |
| Office Visit (PCP/Specialist) | $30 / $60 | $30 / $60 |
| Preventative Care Services | No Cost Share | No Cost Share |
| Inpatient Hospital Services | 20% after Deductible | 0% after Deductible |
| Outpatient Hospital Services | 20% after Deductible | 0% after Deductible |
| Diagnostic Services | 20% after Deductible | 0% after Deductible |
| Emergency Room Services | $250 Copay then 20% | $300 Copay then 20% |
| Prescription Drugs (Retail) | $10 / $35 / $70 / 25% to $250 Max | $10 / $35 / $70 / 25% to $250 Max |
| Prescription Drugs (Mail Order) | $20 / $105 / $210 / 25% to $250 Max | $20 / $105 / $210 / 25% to $250 Max |
This summary only reflects in-network benefits, however the plans also provide coverage for non-network providers.
Dental and Vision Benefits – Guardian
| Dental Benefit | In Network | Out of Network |
|---|---|---|
| Deductible | $50 per person (max 3 per family) | $50 per person (max 3 per family) |
| Preventative Services | 100% (deductible waived) | 100% (deductible waived) |
| Basic Services | 80% | 50% |
| Major Services | 80% | 50% |
| Preventative Care Services | No Cost Share | No Cost Share |
| Calendar Year Maximum | $1000 per member per calendar year (maximum rollover included) | |
| Orthodontia (Under age 19) | 50% up to $1000 per child lifetime maximum | |
Plan information is for illustrative purposes only. Consult plan contract for specific benefit details. In the event of a conflict between the group contract and this description, the group contract will prevail.
| Vision Benefit / Frequency | In Network | Out of Network |
|---|---|---|
| Exam / 12 Months | $10 copay | $10 copay/up to $50 max |
| Frames / 24 Months | $10 copay then $130 allowance | $10 copay/ up to $48 max |
| Lenses / 12 Months | $10 copay then 100% for base lenses | $10 copay/ up to $48 max single/ up to $67 bifocal |
| Contacts (Elective) / 12 Months | $130 allowance | $105 allowance |
Plan information is for illustrative purposes only. Consult plan contract for specific benefit details. In the event of a conflict between the group contract and this description, the group contract will prevail.
401k Retirement Plan
RDF offers all employees the ability to sign up for our 401K retirement plan. RDF will match the first 2% of an employee’s contribution/elective amount at 100% either for either pre-tax elective deferrals or Roth Elective deferrals.
In order to participate in this plan you must be a least age 21 and have completed 3 Months of Service. You will receive credit for one Month of Service for each month in which you complete one Hour of Service. An Hour of Service is any hour for which you are paid or are entitled to payment. If you are absent from employment with the Employer because of qualified military service, your military service will count as service for purposes of meeting the Plan’s eligibility requirements.
RDF Employees may contribute elective deferrals anywhere from 1-90% of their eligible earnings. Vesting in an employee’s elective deferral account occurs based on years of service with RDF Logistics, Inc.
For further details associated with either the benefit or retirement plans offered at RDF Logistics, Inc. please contact the Human Resource Department.
